529 Plan Benefits Calculator

Initial Amount
Annual 529 Savings
Number of Years
Annual Return (Before Taxes)
Tax Rate on Taxable Investments
A 529 plan would give you a balance of $53,605 vs. a balance of $44,300 for an equivalent taxable account over 18 years. This is a difference of $9,306.

Definitions:

Initial Amount:

The lowest price of the stock during the six month period being analyzed.

Annual 529 Savings:

The percentage discount your company gives you off of the lowest stock price.

Number of Years:

The price of the stock at the end of the six month period being analyzed.

Annual Return (Before Taxes):

The amount you contribute to the ESPP each paycheck.

Tax Rate on Taxable Investments:

The amount you contribute to the ESPP each paycheck.