Some investors convert a traditional IRA to a Roth IRA without understanding whether or not they really should. Usually the best time to convert to a Roth IRA is after retiring but before Social Security and Required Minimum Distributions (RMDs) begin.

Accounting for long-term care is one of the trickiest parts of putting together a retirement plan. The uncertainty regarding long-term care is partly due to mispricing of long-term care insurance policies, which are a relatively new invention.

Inflation can be detrimental--even destructive--to a retirement plan. You don't have to look too far these days for signs of inflation. Beef prices are up more than 12% over the last year, while pork and chicken are up in the high single digits.

We've got nothing to add to the GameStop saga--what happened and why, its David-vs-Goliath narrative (only half true), what more should be done to protect individual investors from themselves (if anything).

You have choices to make about how you want to spend down retirement money. Once you stop working, which accounts do you want to use up first? Or does it make sense to spread it around, taking from multiple accounts at a time?