The best way to optimize your Roth conversions is to find the optimal tax bracket to “fill up”. This can save you thousands of dollars over time.

Many studies have found that people are spending a lot of their retirement income on medical bills and most do not know how to project their medical costs in retirement.

For those of you who are currently receiving Medicare Part B or will be within the next two years, it's crucial to understand that converting an amount that results in income just $1 over the threshold could lead to thousands of dollars in additional Medicare Part B costs.

Just knowing that an insurance payout would be there in case of an unexpected loss can alleviate a lot of worry.

Starting in 2024, higher-earning workers who make catch-up contributions to employer-sponsored retirement plans will have to put that money in a Roth account.